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When you are traveling with an expensive piece of equipment such as a motorized wheelchair, it's important that you have enough insurance to cover any accidents, theft or loss of your wheelchair while traveling. Of course, problems with your motorized wheelchair can also happen while you're at home or near your home, so you'll need to find out whether your health, homeowners or automobile insurance would be liable for replacing your wheelchair in different areas. If you're traveling on an airplane, the Aviation Consumer Protection Agency has made a ruling that airlines must pay for replacement of your wheelchair if lost or damaged, but their liability is capped at $2,500 for checked baggage on domestic flights and $9.07/pound of checked international baggage.